Backend Developer - Remote US | Doit AI Neobank
1 week ago⚠️ Before applying, please carefully review all the job requirements
- Location:
- United States
- Work Arrangement:
- Remote
- Experience:
- Engineering
- Job Type:
- Full Time
- Company:
- Doit
- Salary:
- Negotiable
- Posted:
- 2026-09-21
Job Overview
- Doit is seeking a skilled and driven Backend Developer based in the United States to join its global Engineering department on a full-time remote basis. In this role, you will be responsible for designing and scaling the backend architecture, APIs, and infrastructure that power BJAK's AI Neobank application. The position involves building robust core systems for customer onboarding, transaction processing, digital payments, foreign exchange, risk assessment, and third-party integrations.
- This position is ideally suited for production-tested backend engineers who thrive in fast-paced fintech environments, prioritize high software quality, and enjoy crafting scalable solutions for real-world financial applications. Working alongside cross-functional teams spanning product, frontend, mobile, and artificial intelligence, you will play a central role in driving financial accessibility through modern, AI-powered banking tools.
Key Responsibilities
- ◯ Construct scalable, secure backend services and APIs for core banking functionalities, including payment systems, account creation, transfers, card issuance, FX, rewards, and KYC workflows.
- ◯ Architect reliable server-side systems capable of executing live financial transactions, supporting operational workflows, and accommodating future product expansion.
- ◯ Integrate backend infrastructure seamlessly with external financial institutions, payment gateways, internal platforms, AI microservices, and third-party providers.
- ◯ Take ownership of overall backend performance, ensuring rigorous security, low latency, robust observability, high data integrity, and swift incident response.
- ◯ Collaborate closely with product managers, frontend engineers, mobile developers, and AI specialists to deploy new features efficiently and safely.
- ◯ Enhance existing codebases and operational efficiency by streamlining workflows, eliminating manual tasks, and implementing automated processes.
Required Skills and Qualifications
- ◯ Proven track record of backend engineering experience developing and supporting production-grade systems.
- ◯ Solid understanding of modern API architecture, database management, authentication and authorization protocols, message queues, scheduled jobs, event-driven architecture, and system integrations.
- ◯ Demonstrated experience constructing services at scale for end-users or internal operational infrastructure.
- ◯ Strong engineering mindset centered around code reliability, system security, effective debugging, and data precision.
- ◯ Ability to make sensible, practical technical trade-offs between rapid delivery, system correctness, scalability, and maintainability.
- ◯ Fluency in English with strong written and verbal communication skills.
- ◯ Current residency within the United States.
- ◯ Previous experience in fintech, digital banking, payment systems, digital wallets, KYC compliance, or fraud prevention is advantageous but not mandatory for candidates with exceptional core engineering fundamentals.
Target Candidate Expectations
- ◯ Demonstrated career milestones where you personally designed, launched, or scaled a significant software product, framework, or platform.
- ◯ Tangible technical contributions and clear personal ownership over complex systems, rather than relying solely on brand recognition from past employers.
Unsuitable Candidate Profiles
- ◯ Developers seeking strictly isolated, task-based backend tickets without cross-functional engagement or platform ownership.
- ◯ Engineers who overlook system security, data consistency, operational risk mitigation, or performance monitoring.
- ◯ Individuals who struggle to adapt to rapidly changing product demands and dynamic project scopes.
- ◯ Applicants who discuss large-scale system architecture without demonstrated hands-on experience operating live production environments.
- ◯ Candidates who exaggerate overall business outcomes without detailing their specific technical contribution and ownership.
Interview & Selection Process
- Stage 1: Online technical assessment or practical engineering task.
- Stage 2: In-depth technical interview with the engineering team.
- Stage 3: Executive final round with the Chief Executive Officer (CEO).
- Note: The hiring team aims to complete the evaluation process and extend an offer within one week for strong applicants, prioritizing candidates who submit assessments promptly.
Application Tips
- Applicants may want to highlight relevant experience with production-scale API design, database management, microservice architecture, and software security practices on their CV. When detailing past engineering projects, emphasize your personal technical contributions, system ownership, and measurable results regarding platform reliability or latency improvements. Demonstrating hands-on experience with financial integrations, payment systems, distributed task queues, or real-time transaction processing will provide valuable context. Additionally, candidate resumes should clearly outline practical trade-offs made between code maintainability and rapid product delivery in previous production environments.
Interested Candidates Fill the Job Form: Apply Here